Uttag om 5 000 kronor
Nedan ser du exempel på betalningsplaner på ett uttag om 5 000 kronor där du betalar minsta belopp och sedan löser skulden sista månaden. Observera att detta endast är exempel och krediter är löpande och kan betalas av när som helst.
Väljer du själv att betala mer än minsta belopp kommer avbetalningen att ske snabbare och du betalar därmed mindre ränta. Gör du ett nytt uttag så räknas minsta belopp om till 6 % av din totala skuld eller 350 kronor, vilket som är högst.
I nedan exempel gör vi antagandet att du endast gör ett uttag och att det alltid är 30 dagar mellan betalningstillfällerna. Beroende på när du har gjort ditt uttag kan räntan vara högre/lägre och likaså amorteringen. Nedan skall endast ses som exempel för att förstå hur lånet betalats.
För den första månaden debiteras det en uttagsavgift om 49 kronor samt 320 kronor i uppläggningsavgift. Varje månad debiteras en aviavgift om 35 kronor.
Avi | Månadsbet | Skuld | Kapital | Ränta | Avgifter | Amortering |
---|---|---|---|---|---|---|
1 | 350 kr | 5,568 kr | 5,000 kr | 164 kr | 404 kr | - 218 kr |
2 | 350 kr | 5,424 kr | 5,218 kr | 171 kr | 35 kr | 144 kr |
3 | 5,275 kr | 5,275 kr | 5,074 kr | 166 kr | 35 kr | 5,074 kr |
5,975 kr | 501 kr | 474 kr | 5,000 kr |
Avi | Månadsbet | Skuld | Kapital | Ränta | Avgifter | Amortering |
---|---|---|---|---|---|---|
1 | 350 kr | 5,568 kr | 5,000 kr | 164 kr | 404 kr | - 218 kr |
2 | 350 kr | 5,424 kr | 5,218 kr | 171 kr | 35 kr | 144 kr |
3 | 350 kr | 5,275 kr | 5,074 kr | 166 kr | 35 kr | 149 kr |
4 | 350 kr | 5,121 kr | 4,925 kr | 161 kr | 35 kr | 154 kr |
5 | 350 kr | 4,962 kr | 4,771 kr | 156 kr | 35 kr | 159 kr |
6 | 350 kr | 4,798 kr | 4,612 kr | 151 kr | 35 kr | 164 kr |
7 | 350 kr | 4,629 kr | 4,448 kr | 146 kr | 35 kr | 169 kr |
8 | 350 kr | 4,454 kr | 4,279 kr | 140 kr | 35 kr | 175 kr |
9 | 350 kr | 4,274 kr | 4,104 kr | 134 kr | 35 kr | 181 kr |
10 | 350 kr | 4,087 kr | 3,924 kr | 128 kr | 35 kr | 187 kr |
11 | 350 kr | 3,895 kr | 3,737 kr | 122 kr | 35 kr | 193 kr |
12 | 3,696 kr | 3,696 kr | 3,545 kr | 116 kr | 35 kr | 3,545 kr |
7,546 kr | 1,757 kr | 789 kr | 5,000 kr |
Avi | Månadsbet | Skuld | Kapital | Ränta | Avgifter | Amortering |
---|---|---|---|---|---|---|
1 | 350 kr | 5,568 kr | 5,000 kr | 164 kr | 404 kr | - 218 kr |
2 | 350 kr | 5,424 kr | 5,218 kr | 171 kr | 35 kr | 144 kr |
3 | 350 kr | 5,275 kr | 5,074 kr | 166 kr | 35 kr | 149 kr |
4 | 350 kr | 5,121 kr | 4,925 kr | 161 kr | 35 kr | 154 kr |
5 | 350 kr | 4,962 kr | 4,771 kr | 156 kr | 35 kr | 159 kr |
6 | 350 kr | 4,798 kr | 4,612 kr | 151 kr | 35 kr | 164 kr |
7 | 350 kr | 4,629 kr | 4,448 kr | 146 kr | 35 kr | 169 kr |
8 | 350 kr | 4,454 kr | 4,279 kr | 140 kr | 35 kr | 175 kr |
9 | 350 kr | 4,274 kr | 4,104 kr | 134 kr | 35 kr | 181 kr |
10 | 350 kr | 4,087 kr | 3,924 kr | 128 kr | 35 kr | 187 kr |
11 | 350 kr | 3,895 kr | 3,737 kr | 122 kr | 35 kr | 193 kr |
12 | 350 kr | 3,696 kr | 3,545 kr | 116 kr | 35 kr | 199 kr |
13 | 350 kr | 3,490 kr | 3,346 kr | 110 kr | 35 kr | 205 kr |
14 | 350 kr | 3,278 kr | 3,140 kr | 103 kr | 35 kr | 212 kr |
15 | 350 kr | 3,059 kr | 2,928 kr | 96 kr | 35 kr | 219 kr |
16 | 350 kr | 2,833 kr | 2,709 kr | 89 kr | 35 kr | 226 kr |
17 | 350 kr | 2,599 kr | 2,483 kr | 81 kr | 35 kr | 234 kr |
18 | 350 kr | 2,358 kr | 2,249 kr | 74 kr | 35 kr | 241 kr |
19 | 350 kr | 2,108 kr | 2,008 kr | 66 kr | 35 kr | 249 kr |
20 | 350 kr | 1,851 kr | 1,758 kr | 58 kr | 35 kr | 257 kr |
21 | 350 kr | 1,585 kr | 1,501 kr | 49 kr | 35 kr | 266 kr |
22 | 350 kr | 1,311 kr | 1,235 kr | 40 kr | 35 kr | 275 kr |
23 | 350 kr | 1,027 kr | 961 kr | 31 kr | 35 kr | 284 kr |
24 | 734 kr | 734 kr | 677 kr | 22 kr | 35 kr | 677 kr |
8,784 kr | 2,575 kr | 1,209 kr | 5,000 kr |
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